Filing Structural Damage Claims can be Challenging.
In the event of structural damage, it can feel both figuratively and literally like your world is crumbling down. A homeowner’s last need during this stressful time is to deal with a complex insurance claim.
A public adjuster is a licensed insurance professional who works on behalf of policyholders to help them file and negotiate insurance claims.
A public adjuster works for the policyholder, while an insurance adjuster works for the insurance company. Public adjusters are independent and do not have any affiliation with insurance companies.
Hiring a public adjuster can help you navigate the complex insurance claims process and increase your chances of receiving fair compensation for your losses. Public adjusters have the expertise and knowledge to help you document and present your claim effectively.
Public adjusters typically work on a contingency fee basis, which means they only get paid if you receive a settlement. The fee is typically a percentage of the settlement amount.
Public adjusters can help with a wide range of losses, including property damage from natural disasters, fires, water damage, and more. They can also help with business interruption claims.
Yes, public adjusters can help you appeal denied or underpaid claims. They can review your policy, documentation, and negotiate on your behalf with the insurance company.
The timeline for the claims process with a public adjuster can vary depending on the complexity of the claim and the insurance company’s response time. However, public adjusters work diligently to expedite the process and get you a fair settlement as soon as possible.
When choosing a public adjuster, it’s important to look for one with a strong track record of success, positive client reviews, and proper licensing and insurance. You can also ask for referrals from friends, family, or your insurance agent.